Martin Tsatskin

Martin Tsatskin

Assumable homes for sale in Arizona

200 homesFHA & VA loansrates from 2.25% vs 7.28% today

Arizona assumption guide
8803 Orchid Lane, Peoria, AZ, 85345 — assumable VA mortgage at 2.50%
VA
Active
12
$409,999$89,296 down
Rate
2.50%
7.28%today
Payment
$1,442/mo
$2,497today
  • 3beds
  • 2baths
  • 1,931sqft

8803 Orchid Lane, Peoria

1750 RENEGADE Trail, San Tan Valley, AZ, 85143 — assumable FHA mortgage at 2.88%
FHA
Active
43
$305,000$86,971 down
Rate
2.88%
7.28%today
Payment
$1,039/mo
$1,713today
  • 3beds
  • 2baths
  • 1,631sqft

1750 RENEGADE Trail, San Tan Valley

4340 AMBER RIDGE Way, Phoenix, AZ, 85048 — assumable VA mortgage at 2.99%
VA
Active
29
$400,000$89,691 down
Rate
2.99%
7.28%today
Payment
$1,444/mo
$2,347today
  • 3beds
  • 2baths
  • 1,352sqft

4340 AMBER RIDGE Way, Phoenix

40641 BARRED Place, San Tan Valley, AZ, 85140 — assumable VA mortgage at 3.10%
VA
Active
21
$674,999$156,131 down
Rate
3.10%
7.28%today
Payment
$2,477/mo
$3,968today
  • 4beds
  • 4baths
  • 2,924sqft

40641 BARRED Place, San Tan Valley

22768 VIA DEL SOL --, Queen Creek, AZ, 85142 — assumable VA mortgage at 3.125%
VA
Active
33
$549,000$117,118 down
Rate
3.125%
7.28%today
Payment
$2,095/mo
$3,346today
  • 3beds
  • 2baths
  • 1,868sqft

22768 VIA DEL SOL --, Queen Creek

18377 VILLA HERMOSA Lane, Surprise, AZ, 85387 — assumable FHA mortgage at 3.99%
FHA
Active
32
$500,000$32,051 down
Rate
3.99%
7.28%today
Payment
$2,278/mo
$3,269today
  • 5beds
  • 3baths
  • 2,681sqft

18377 VILLA HERMOSA Lane, Surprise

10809 BOSTON Street, Apache Junction, AZ, 85120 — assumable FHA mortgage at 3.50%
FHA
Active
50
$420,000$108,402 down
Rate
3.50%
7.28%today
Payment
$1,553/mo
$2,367today
  • 3beds
  • 3baths
  • 1,859sqft

10809 BOSTON Street, Apache Junction

5949 PINNACLE HILL Drive, Glendale, AZ, 85310 — assumable VA mortgage at 2.25%
VA
Active
56
$1,175,000$714,645 down
Rate
2.25%
7.28%today
Payment
$1,795/mo
$3,213today
  • 4beds
  • 4baths
  • 3,528sqft

5949 PINNACLE HILL Drive, Glendale

13041 ESTERO Lane, Litchfield Park, AZ, 85340 — assumable VA mortgage at 2.25%
VA
Active
43
$505,000$226,234 down
Rate
2.25%
7.28%today
Payment
$1,237/mo
$2,215today
  • 5beds
  • 2baths
  • 2,684sqft

13041 ESTERO Lane, Litchfield Park

5819 WETHERSFIELD Drive, Glendale, AZ, 85304 — assumable VA mortgage at 2.25%
VA
Active
37
$590,000$303,110 down
Rate
2.25%
7.28%today
Payment
$1,251/mo
$2,240today
  • 4beds
  • 3baths
  • 3,056sqft

5819 WETHERSFIELD Drive, Glendale

2455 BROADWAY Road #59, Mesa, AZ, 85204 — assumable FHA mortgage at 2.375%
FHA
Active
20
$295,000$138,816 down
Rate
2.375%
7.28%today
Payment
$699/mo
$1,231today
  • 2beds
  • 2baths
  • 964sqft

2455 BROADWAY Road #59, Mesa

18261 Poston Drive, Surprise, AZ, 85387 — assumable FHA mortgage at 4.875%
FHA
Active
28
$409,500$28,374 down
Rate
4.875%
7.28%today
Payment
$2,096/mo
$2,710today
  • 4beds
  • 2baths
  • 1,789sqft

18261 Poston Drive, Surprise

13621 TUCKEY Court, Glendale, AZ, 85307 — assumable VA mortgage at 3.75%
VA
Active
145
$1,199,900$518,867 down
Rate
3.75%
7.28%today
Payment
$3,590/mo
$5,304today
  • 4beds
  • 4baths
  • 3,935sqft

13621 TUCKEY Court, Glendale

5100 RANCHO PALOMA Drive #2072, Cave Creek, AZ, 85331 — assumable VA mortgage at 5.625%
VA
Active
28
$575,000$43,251 down
Rate
5.625%
7.28%today
Payment
$3,220/mo
$3,828today
  • 2beds
  • 2baths
  • 1,420sqft

5100 RANCHO PALOMA Drive #2072, Cave Creek

6817 DESERT Lane, Laveen, AZ, 85339 — assumable FHA mortgage at 5.625%
FHA
Active
21
$389,000$25,547 down
Rate
5.625%
7.28%today
Payment
$2,148/mo
$2,553today
  • 4beds
  • 2baths
  • 1,666sqft

6817 DESERT Lane, Laveen

17034 Seldon Lane, Waddell, AZ, 85355 — assumable FHA mortgage at 6.08%
FHA
Active
37
$510,000$15,639 down
Rate
6.08%
7.28%today
Payment
$3,056/mo
$3,457today
  • 4beds
  • 3baths
  • 3,017sqft

17034 Seldon Lane, Waddell

3454 CHAPARRAL Road, Apache Junction, AZ, 85119 — assumable FHA mortgage at 6.50%
FHA
Active
21
$335,000$7,182 down
Rate
6.50%
7.28%today
Payment
$2,110/mo
$2,284today
  • 2beds
  • 2baths
  • 1,032sqft

3454 CHAPARRAL Road, Apache Junction

14113 HACKAMORE Drive, Surprise, AZ, 85387 — assumable FHA mortgage at 6.99%
FHA
Active
36
$399,900Potential short sale
Rate
6.99%
7.28%today
Payment
$2,739/mo
$2,820today
  • 3beds
  • 3baths
  • 1,961sqft

14113 HACKAMORE Drive, Surprise

2458 ALONSO Drive, Casa Grande, AZ, 85194 — assumable FHA mortgage at 5.875%
FHA
Active
26
$300,000$25,242 down
Rate
5.875%
7.28%today
Payment
$1,674/mo
$1,937today
  • 3beds
  • 2baths
  • 1,224sqft

2458 ALONSO Drive, Casa Grande

14178 CALLE LEJOS --, Surprise, AZ, 85387 — assumable VA mortgage at 5.75%
VA
Active
48
$570,000$66,329 down
Rate
5.75%
7.28%today
Payment
$3,045/mo
$3,570today
  • 4beds
  • 3baths
  • 2,229sqft

14178 CALLE LEJOS --, Surprise

19090 SILVER DOG Way, Maricopa, AZ, 85138 — assumable FHA mortgage at 6.875%
FHA
Active
33
$305,000$6,603 down
Rate
6.875%
7.28%today
Payment
$2,000/mo
$2,083today
  • 3beds
  • 2baths
  • 1,433sqft

19090 SILVER DOG Way, Maricopa

4916 185TH Drive, Goodyear, AZ, 85395 — assumable FHA mortgage at 4.625%
FHA
Active
67
$525,000$253,645 down
Rate
4.625%
7.28%today
Payment
$1,615/mo
$2,150today
  • 4beds
  • 3baths
  • 2,414sqft

4916 185TH Drive, Goodyear

1702 223RD Lane, Buckeye, AZ, 85326 — assumable FHA mortgage at 6.42%
FHA
Active
32
$425,000$65,112 down
Rate
6.42%
7.28%today
Payment
$2,346/mo
$2,561today
  • 4beds
  • 3baths
  • 2,048sqft

1702 223RD Lane, Buckeye

2355 LA COSTA Place, Chandler, AZ, 85249 — assumable VA mortgage at 5.625%
VA
Active
75
$699,899$187,340 down
Rate
5.625%
7.28%today
Payment
$3,033/mo
$3,605today
  • 6beds
  • 4baths
  • 3,367sqft

2355 LA COSTA Place, Chandler

194 SHANNON Street, Gilbert, AZ, 85233 — assumable FHA mortgage at 2.375%
FHA
ActiveVerified
23
$489,900$233,261 down
Rate
2.375%
7.28%today
Payment
$1,155/mo
$2,034today
  • 4beds
  • 2baths
  • 1,489sqft

194 SHANNON Street, Gilbert

2535 SARATOGA Street, Gilbert, AZ, 85296 — assumable VA mortgage at 5.81%
VA
ActiveVerified
43
$799,900$22,331 down
Rate
5.81%
7.28%today
Payment
$4,850/mo
$5,649today
  • 5beds
  • 3baths
  • 3,421sqft

2535 SARATOGA Street, Gilbert

36540 LEONESSA Avenue, Maricopa, AZ, 85138 — assumable FHA mortgage at 2.50%
FHATop pick
Active
34
$409,000$26,011 down
Rate
2.50%
7.28%today
Payment
$1,583/mo
$2,741today
  • 4beds
  • 3baths
  • 2,257sqft

36540 LEONESSA Avenue, Maricopa

7051 LINCOLN Street, Peoria, AZ, 85345 — assumable FHA mortgage at 2.84%
FHATop pick
Active
25
$299,000$9,805 down
Rate
2.84%
7.28%today
Payment
$1,338/mo
$2,217today
  • 3beds
  • 3baths
  • 1,744sqft

7051 LINCOLN Street, Peoria

149 BAJA Road, Paulden, AZ, 86334 — assumable FHA mortgage at 2.87%
FHATop pick
Active
$135,320Potential short sale
Rate
2.87%
7.28%today
Payment
$635/mo
$1,048today
  • 4beds
  • 2baths
  • 1,447sqft

149 BAJA Road, Paulden

15200 REDONDO Road, Arizona City, AZ, 85123 — assumable VA mortgage at 2.98%
VATop pick
Active
30
$245,000$13,896 down
Rate
2.98%
7.28%today
Payment
$1,094/mo
$1,779today
  • 3beds
  • 2baths
  • 1,418sqft

15200 REDONDO Road, Arizona City

2830 48TH Lane, Phoenix, AZ, 85035 — assumable FHA mortgage at 3.07%
FHATop pick
Active
26
$279,900Potential short sale
Rate
3.07%
7.28%today
Payment
$1,441/mo
$2,318today
  • 4beds
  • 2baths
  • 1,288sqft

2830 48TH Lane, Phoenix

18813 RAVELLO Road, Maricopa, AZ, 85138 — assumable VA mortgage at 3.07%
VATop pick
Active
30
$370,000$5,194 down
Rate
3.07%
7.28%today
Payment
$1,728/mo
$2,779today
  • 3beds
  • 3baths
  • 2,052sqft

18813 RAVELLO Road, Maricopa

3033 DEVONSHIRE Avenue #3003, Phoenix, AZ, 85016 — assumable VA mortgage at 3.07%
VATop pick
Active
52
$159,900$5,435 down
Rate
3.07%
7.28%today
Payment
$732/mo
$1,177today
  • 1beds
  • 1baths
  • 576sqft

3033 DEVONSHIRE Avenue #3003, Phoenix

949 WHITE WING Drive, Casa Grande, AZ, 85122 — assumable FHA mortgage at 3.07%
FHATop pick
Active
39
$350,000$13,310 down
Rate
3.07%
7.28%today
Payment
$1,591/mo
$2,560today
  • 6beds
  • 4baths
  • 2,966sqft

949 WHITE WING Drive, Casa Grande

35436 SANTA CLARA Avenue, Maricopa, AZ, 85138 — assumable FHA mortgage at 3.10%
FHATop pick
Active
14
$275,000Potential short sale
Rate
3.10%
7.28%today
Payment
$1,363/mo
$2,183today
  • 3beds
  • 2baths
  • 1,380sqft

35436 SANTA CLARA Avenue, Maricopa

22093 SOLANO Drive, Buckeye, AZ, 85326 — assumable FHA mortgage at 3.10%
FHATop pick
Active
28
$310,900$17,621 down
Rate
3.10%
7.28%today
Payment
$1,388/mo
$2,224today
  • 3beds
  • 2baths
  • 1,096sqft

22093 SOLANO Drive, Buckeye

Assuming a mortgage in Arizona

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.28%), so you can see the saving before you tour. 26 of the 200 homes here are UMe-verified, meaning the loan terms have been confirmed with the servicer.

Lowest existing rate
2.25%
Lowest existing payment
$635 /mo
Median cash to assume
$56,548
Martin Tsatskin

Martin Tsatskin

Assume with Jeremy Fierstein - Elevate48

martin@elevate48.com+14805009929Assume with Jeremy Fierstein - Elevate48 logo
Equal Housing Opportunity

Assume with Jeremy Fierstein - Elevate48 is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.