Martin Tsatskin

Martin Tsatskin

(480) 500-9929

Assumable homes for sale in Prescott, AZ

60 homesVA & FHA loansrates from 2.83% vs 7.28% today

Prescott assumption guide
8500 Yavapai Road, Prescott Valley, AZ, 86314 — assumable FHA mortgage at 2.83%
FHA
Active
55
$330,000$86,236 down
Rate
2.83%
7.28%today
Payment
$1,156/mo
$1,917today
  • 3beds
  • 2baths
  • 1,122sqft

8500 Yavapai Road, Prescott Valley

8500 Yavapai Road, Prescott Valley, AZ, 86314 — assumable FHA mortgage at 2.83%
FHA
Active
55
$330,000$86,236 down
Rate
2.83%
7.28%today
Payment
$1,156/mo
$1,917today
  • 3beds
  • 2baths
  • 1,122sqft

8500 Yavapai Road, Prescott Valley

2 WOODSIDE Drive, Prescott, AZ, 86305 — assumable VA mortgage at 3.07%
VA
Active
24
$625,000$177,447 down
Rate
3.07%
7.28%today
Payment
$2,115/mo
$3,402today
  • 3beds
  • 3baths
  • 2,407sqft

2 WOODSIDE Drive, Prescott

2 WOODSIDE Drive, Prescott, AZ, 86305 — assumable VA mortgage at 3.07%
VA
Active
23
$625,000$177,447 down
Rate
3.07%
7.28%today
Payment
$2,115/mo
$3,402today
  • 3beds
  • 3baths
  • 2,407sqft

2 WOODSIDE Drive, Prescott

5351 WICKIUP Road, Prescott Valley, AZ, 86314 — assumable FHA mortgage at 3.04%
FHA
Active
6
$425,000$166,133 down
Rate
3.04%
7.28%today
Payment
$1,244/mo
$2,009today
  • 3beds
  • 2baths
  • 1,392sqft

5351 WICKIUP Road, Prescott Valley

8225 Manley Drive, Prescott Valley, AZ, 86314 — assumable FHA mortgage at 3.04%
FHA
Active
45
$399,900$135,948 down
Rate
3.04%
7.28%today
Payment
$1,263/mo
$2,039today
  • 3beds
  • 2baths
  • 1,452sqft

8225 Manley Drive, Prescott Valley

1375 Lakeview Road, Prescott, AZ, 86301 — assumable VA mortgage at 3.07%
VA
Active
46
$363,900$141,690 down
Rate
3.07%
7.28%today
Payment
$1,050/mo
$1,689today
  • 4beds
  • 2baths
  • 1,509sqft

1375 Lakeview Road, Prescott

1229 SIERRY PEAKS Drive, Prescott, AZ, 86305 — assumable VA mortgage at 2.83%
VA
Active
78
$2,149,990$1,214,196 down
Rate
2.83%
7.28%today
Payment
$4,427/mo
$7,343today
  • 5beds
  • 5baths
  • 4,516sqft

1229 SIERRY PEAKS Drive, Prescott

1229 SIERRY PEAKS Drive, Prescott, AZ, 86305 — assumable VA mortgage at 2.83%
VA
Active
78
$2,149,990$1,214,196 down
Rate
2.83%
7.28%today
Payment
$4,427/mo
$7,343today
  • 5beds
  • 5baths
  • 4,516sqft

1229 SIERRY PEAKS Drive, Prescott

00 Nugget Patch Trail, Prescott, AZ, 86303 — assumable VA mortgage at 2.88%
VA
Active
18
$149,500Potential short sale
Rate
2.88%
7.28%today
Payment
$4,110/mo
$6,773today
  • —beds
  • —baths
  • —sqft

00 Nugget Patch Trail, Prescott

4900 Calle Santa Cruz, Prescott Valley, AZ, 86314 — assumable VA mortgage at 2.90%
VA
Active
28
$474,900$224,076 down
Rate
2.90%
7.28%today
Payment
$1,174/mo
$1,929today
  • 3beds
  • 2baths
  • 1,654sqft

4900 Calle Santa Cruz, Prescott Valley

3861 Navajo Drive, Prescott Valley, AZ, 86314 — assumable FHA mortgage at 2.98%
FHA
Active
31
$329,900$175,705 down
Rate
2.98%
7.28%today
Payment
$730/mo
$1,187today
  • 3beds
  • 2baths
  • 1,272sqft

3861 Navajo Drive, Prescott Valley

5240 Hondo Drive, Prescott Valley, AZ, 86314 — assumable VA mortgage at 3.00%
VA
Active
23
$239,900$239,900 down
Rate
3.00%
7.28%today
Payment
$0/mo
  • 2beds
  • 2baths
  • 924sqft

5240 Hondo Drive, Prescott Valley

1013 Craftsman Drive, Prescott, AZ, 86301 — assumable VA mortgage at 3.10%
VA
Active
42
$665,000$339,938 down
Rate
3.10%
7.28%today
Payment
$1,542/mo
$2,470today
  • 3beds
  • 2baths
  • 1,926sqft

1013 Craftsman Drive, Prescott

1510 Rose Quartz Drive, Prescott, AZ, 86303 — assumable VA mortgage at 3.11%
VA
Active
60
$248,000$112,911 down
Rate
3.11%
7.28%today
Payment
$641/mo
$1,026today
  • 2beds
  • 2baths
  • 896sqft

1510 Rose Quartz Drive, Prescott

1525 Varsity Drive, Prescott, AZ, 86301 — assumable VA mortgage at 3.33%
VA
Active
85
$639,900$403,199 down
Rate
3.33%
7.28%today
Payment
$1,200/mo
$1,868today
  • 3beds
  • 2baths
  • 1,945sqft

1525 Varsity Drive, Prescott

3096 Montana Drive, Prescott, AZ, 86301 — assumable VA mortgage at 4.67%
VA
Active
50
$599,999$94,345 down
Rate
4.67%
7.28%today
Payment
$2,811/mo
$3,721today
  • 3beds
  • 2baths
  • 1,777sqft

3096 Montana Drive, Prescott

5779 Oak Cove, Prescott, AZ, 86305 — assumable VA mortgage at 4.67%
VA
Active
69
$875,000$121,958 down
Rate
4.67%
7.28%today
Payment
$4,186/mo
$5,542today
  • 3beds
  • 3baths
  • 2,901sqft

5779 Oak Cove, Prescott

4860 Judy Circle, Prescott Valley, AZ, 86314 — assumable VA mortgage at 3.75%
VA
Active
22
$399,900$123,741 down
Rate
3.75%
7.28%today
Payment
$1,406/mo
$2,077today
  • 3beds
  • 2baths
  • 1,157sqft

4860 Judy Circle, Prescott Valley

1812 READING Lane, Prescott, AZ, 86301 — assumable VA mortgage at 3.57%
VA
Active
59
$598,000$345,108 down
Rate
3.57%
7.28%today
Payment
$1,476/mo
$2,229today
  • 4beds
  • 3baths
  • 2,616sqft

1812 READING Lane, Prescott

8790 Totem Circle, Prescott Valley, AZ, 86314 — assumable FHA mortgage at 3.61%
FHA
Active
41
$349,990$199,077 down
Rate
3.61%
7.28%today
Payment
$800/mo
$1,203today
  • 4beds
  • 2baths
  • 1,673sqft

8790 Totem Circle, Prescott Valley

8790 Totem Circle, Prescott Valley, AZ, 86314 — assumable FHA mortgage at 3.61%
FHA
Active
41
$344,900$193,987 down
Rate
3.61%
7.28%today
Payment
$800/mo
$1,203today
  • 4beds
  • 2baths
  • 1,673sqft

8790 Totem Circle, Prescott Valley

520 Cortez Street, Prescott, AZ, 86303 — assumable VA mortgage at 3.72%
VA
Active
58
$1,130,000$959,781 down
Rate
3.72%
7.28%today
Payment
$906/mo
$1,344today
  • —beds
  • —baths
  • —sqft

520 Cortez Street, Prescott

4349 Tonto Way, Prescott Valley, AZ, 86314 — assumable VA mortgage at 3.87%
VA
Active
23
$419,999$273,509 down
Rate
3.87%
7.28%today
Payment
$890/mo
$1,296today
  • 3beds
  • 2baths
  • 1,370sqft

4349 Tonto Way, Prescott Valley

3803 Sheldon Road, Prescott, AZ, 86303 — assumable FHA mortgage at 3.88%
FHA
Active
42
$575,000$349,645 down
Rate
3.88%
7.28%today
Payment
$1,302/mo
$1,894today
  • 4beds
  • 3baths
  • 2,360sqft

3803 Sheldon Road, Prescott

3870 DOWLING Court, Prescott Valley, AZ, 86314 — assumable FHA mortgage at 4.03%
FHA
Active
21
$222,500$132,066 down
Rate
4.03%
7.28%today
Payment
$525/mo
$749today
  • 2beds
  • 2baths
  • 841sqft

3870 DOWLING Court, Prescott Valley

3870 DOWLING Court, Prescott Valley, AZ, 86314 — assumable FHA mortgage at 4.03%
FHA
Active
22
$222,500$132,066 down
Rate
4.03%
7.28%today
Payment
$525/mo
$749today
  • 2beds
  • 2baths
  • 841sqft

3870 DOWLING Court, Prescott Valley

6151 SUNSET Lane, Prescott Valley, AZ, 86314 — assumable VA mortgage at 5.41%
VA
Active
22
$325,000$42,534 down
Rate
5.41%
7.28%today
Payment
$1,686/mo
$2,052today
  • 2beds
  • 1baths
  • 928sqft

6151 SUNSET Lane, Prescott Valley

6151 SUNSET Lane, Prescott Valley, AZ, 86314 — assumable VA mortgage at 5.41%
VA
Active
22
$326,000$43,534 down
Rate
5.41%
7.28%today
Payment
$1,686/mo
$2,052today
  • 2beds
  • 1baths
  • 928sqft

6151 SUNSET Lane, Prescott Valley

4885 Ramada Drive, Prescott, AZ, 86301 — assumable VA mortgage at 4.14%
VA
Active
22
$444,444$262,984 down
Rate
4.14%
7.28%today
Payment
$1,025/mo
$1,444today
  • 3beds
  • 2baths
  • 1,450sqft

4885 Ramada Drive, Prescott

4885 Ramada Drive, Prescott, AZ, 86301 — assumable VA mortgage at 4.17%
VA
Active
22
$444,444$262,858 down
Rate
4.17%
7.28%today
Payment
$1,029/mo
$1,444today
  • 3beds
  • 2baths
  • 1,450sqft

4885 Ramada Drive, Prescott

7601 Cocopah Drive, Prescott Valley, AZ, 86314 — assumable VA mortgage at 4.19%
VA
Active
38
$425,000$368,560 down
Rate
4.19%
7.28%today
Payment
$374/mo
$523today
  • 3beds
  • 2baths
  • 1,464sqft

7601 Cocopah Drive, Prescott Valley

2225 Hillside Loop Road, Prescott, AZ, 86301 — assumable FHA mortgage at 4.20%
FHA
Active
46
$375,500$300,083 down
Rate
4.20%
7.28%today
Payment
$458/mo
$640today
  • 3beds
  • 2baths
  • 1,676sqft

2225 Hillside Loop Road, Prescott

6477 Hereford Avenue, Prescott Valley, AZ, 86314 — assumable VA mortgage at 6.50%
VA
Active
50
$443,000$8,589 down
Rate
6.50%
7.28%today
Payment
$2,756/mo
$2,983today
  • 3beds
  • 2baths
  • 1,455sqft

6477 Hereford Avenue, Prescott Valley

6515 MILLSITE Lane, Prescott, AZ, 86303 — assumable FHA mortgage at 6.69%
FHA
Active
47
$450,000$9,663 down
Rate
6.69%
7.28%today
Payment
$2,912/mo
$3,091today
  • 4beds
  • 3baths
  • 2,328sqft

6515 MILLSITE Lane, Prescott

4714 Edgemont Road, Prescott Valley, AZ, 86314 — assumable VA mortgage at 6.72%
VA
Active
69
$570,000$25,926 down
Rate
6.72%
7.28%today
Payment
$3,556/mo
$3,763today
  • 4beds
  • 2baths
  • 2,036sqft

4714 Edgemont Road, Prescott Valley

Assuming a mortgage in Prescott

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.28%), so you can see the saving before you tour.

Lowest existing rate
2.83%
Lowest existing payment
$374 /mo
Median cash to assume
$132,066
Martin Tsatskin

Martin Tsatskin

Assume with Jeremy Fierstein - Elevate48

martin@elevate48.com+14805009929Assume with Jeremy Fierstein - Elevate48 logo
Equal Housing Opportunity

Assume with Jeremy Fierstein - Elevate48 is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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